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	<title>Tampa Bay Homes and Land &#187; first time home buyers</title>
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		<title>Florida is Offering Bridge Loans for Down Payment</title>
		<link>http://teamsumberg.com/2009/08/21/florida-is-offering-bridge-loans-for-down-payment/</link>
		<comments>http://teamsumberg.com/2009/08/21/florida-is-offering-bridge-loans-for-down-payment/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 14:07:13 +0000</pubDate>
		<dc:creator>Anita Estacion</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Downpayment Assistance]]></category>
		<category><![CDATA[Quit Renting Tampa Bay]]></category>
		<category><![CDATA[Tax Credit]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[Florida Home Ownership]]></category>
		<category><![CDATA[Tampa]]></category>
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		<guid isPermaLink="false">http://teamsumberg.com/?p=1725</guid>
		<description><![CDATA[Team Sumberg with Keller Williams Realty would like to share the long awaited guidelines for the bridge loans offered by the The City of Tampa and the State of Florida to help you become a homeowner. For a very short period, funds are available to help you take advantage of a special federal income tax refund [...]]]></description>
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		<title>Little Used FHA Program That Includes Repairs in the Mortgage</title>
		<link>http://teamsumberg.com/2009/06/22/little-used-fha-program-that-includes-repairs-in-the-mortgage/</link>
		<comments>http://teamsumberg.com/2009/06/22/little-used-fha-program-that-includes-repairs-in-the-mortgage/#comments</comments>
		<pubDate>Mon, 22 Jun 2009 23:42:39 +0000</pubDate>
		<dc:creator>Anita Estacion</dc:creator>
				<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Affordable and workforce housing in Tampa]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[Florida Home Ownership]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Team Sumberg]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1530</guid>
		<description><![CDATA[Team Sumberg and Keller Williams Realty is always striving to bring you the most up to date information for home ownership. You no longer have to totally eliminate houses that need a little work from your search for a home. If you are thinking about buying a Bank Owned, HUD, or short sale property that needs repair, [...]]]></description>
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		<title>The Seven Deadly Sins of Real Estate</title>
		<link>http://teamsumberg.com/2008/10/13/the-seven-deadly-sins-of-real-estate/</link>
		<comments>http://teamsumberg.com/2008/10/13/the-seven-deadly-sins-of-real-estate/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 18:18:36 +0000</pubDate>
		<dc:creator>Anita Estacion</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Homes for sale]]></category>
		<category><![CDATA[Selling your property]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[real estate]]></category>
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		<description><![CDATA[Team Sumberg has put together a list of the Seven Deadly Sins of Real Estate for both buyers and sellers in the Tampa Bay area, and elsewhere, to not only entertain you, but to make you really think about your personal real estate goals. Whether you are a seller, future home owner, mortgage broker or [...]]]></description>
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		<title>Save for Your Down Payment!</title>
		<link>http://teamsumberg.com/2008/07/14/save-for-your-down-payment/</link>
		<comments>http://teamsumberg.com/2008/07/14/save-for-your-down-payment/#comments</comments>
		<pubDate>Mon, 14 Jul 2008 20:22:03 +0000</pubDate>
		<dc:creator>Anita Estacion</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[homeowners insurance]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[renters insurance]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/blog/?p=266</guid>
		<description><![CDATA[An ongoing series of tips to help you save money for the down payment on your new home.]]></description>
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