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	<title>Tampa Bay Homes and Land</title>
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	<description>Team Sumberg - Fusion of Good People, The Right Tools and Great Resources!</description>
	<lastBuildDate>Mon, 19 Jul 2010 10:06:41 +0000</lastBuildDate>
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		<title>Tips to help Prepare For Your Home Appraisal</title>
		<link>http://teamsumberg.com/2010/07/19/tips-to-help-prepare-for-your-home-appraisal/</link>
		<comments>http://teamsumberg.com/2010/07/19/tips-to-help-prepare-for-your-home-appraisal/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 10:06:41 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Tampa Bay Real Estate Market]]></category>

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		<description><![CDATA[Getting Ready for Your Home Appraisal By Paige Tepping RISMEDIA, July 16, 2010&#8211;Home appraisals are a necessary step in the process of selling or refinancing your home. While many homes today aren’t worth as much as they were when they were bought, it is crucial for homeowners to be realistic when it comes to getting [...]]]></description>
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		<title>Wall Street Reform Impact On Real Estate</title>
		<link>http://teamsumberg.com/2010/07/18/wall-street-reform-impact-on-real-estate/</link>
		<comments>http://teamsumberg.com/2010/07/18/wall-street-reform-impact-on-real-estate/#comments</comments>
		<pubDate>Sun, 18 Jul 2010 12:16:16 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[Property Ownership and Government]]></category>
		<category><![CDATA[Selling your property]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Home Mortgages]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=2055</guid>
		<description><![CDATA[Relatively few of the pages of legislation touch on real estate finance directly. Much of the bill addresses the way hedge funds, banks, and other financial services companies are regulated. One of its centerpieces is the new Financial Stability Oversight Council, which will have the job of issuing alerts when it sees lending practices becoming [...]]]></description>
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		<title>Mortgage Rates Stay Put This Week</title>
		<link>http://teamsumberg.com/2010/07/18/mortgage-rates-stay-put-this-week/</link>
		<comments>http://teamsumberg.com/2010/07/18/mortgage-rates-stay-put-this-week/#comments</comments>
		<pubDate>Sun, 18 Jul 2010 11:08:13 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=2053</guid>
		<description><![CDATA[Mortgage Rates Stay Put Rates on conventional mortgage loans were essentially flat this week, according to Freddie Mac. The average rate for 30-year fixed mortgages didn’t move from last week’s record-low figure of 4.57 percent. Also, rates on 15-year fixed mortgages reached a new record low this week, falling slightly to 4.06 percent from 4.07 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tips For Home Sellers In Today&#8217;s Market</title>
		<link>http://teamsumberg.com/2010/07/15/tips-for-home-sellers-in-todays-market/</link>
		<comments>http://teamsumberg.com/2010/07/15/tips-for-home-sellers-in-todays-market/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 11:17:46 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Selling your property]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Tips and Tricks]]></category>
		<category><![CDATA[Home values]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=2045</guid>
		<description><![CDATA[Make Your House FHA-Loan Friendly Know the basics of FHA loan rules and you stand a better chance of selling your house or condo. Read 6 Reasons to Reduce Your Home Price While you’d like to get the best price for your home, consider our six reasons to reduce your home price. Read 7 Tips [...]]]></description>
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		<title>This Month In Real Estate -July, 2010</title>
		<link>http://teamsumberg.com/2010/07/12/this-month-in-real-estate-july-2010/</link>
		<comments>http://teamsumberg.com/2010/07/12/this-month-in-real-estate-july-2010/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 13:34:51 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Real Estate Recovery]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[This Month In Real Estate]]></category>
		<category><![CDATA[Team Sumberg]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=2038</guid>
		<description><![CDATA[This video was embedded using the YouTuber plugin by Roy Tanck. Adobe Flash Player is required to view the video. Video report on what is happening in and what is influencing the Real Estate Market. Complete this form to be added to the Team Sumberg Monthly Real Estate Email Newsletter: NewsLetter Your Name(required) Email(valid email required) &#160; [...]]]></description>
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		<title>Homebuyer Tax Credit extension passed</title>
		<link>http://teamsumberg.com/2010/07/01/homebuyer-tax-credit-extension-passed/</link>
		<comments>http://teamsumberg.com/2010/07/01/homebuyer-tax-credit-extension-passed/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 12:06:34 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=2033</guid>
		<description><![CDATA[The Senate passed HR 5623, which extends the mandatory closing date to qualify for the homebuyer tax credit. The contract deadline does not change &#8211; homebuyers must have a contract signed by April 30, 2010 (an exception for active duty military) &#8211; but the previous closing deadline of June 30, 2010, has been extended to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>National Flood Insurance Program &#8211; Short Term Extension</title>
		<link>http://teamsumberg.com/2010/07/01/national-flood-insurance-program-short-term-extension/</link>
		<comments>http://teamsumberg.com/2010/07/01/national-flood-insurance-program-short-term-extension/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 10:05:51 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Emergency Preparedness]]></category>
		<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[FEMA]]></category>
		<category><![CDATA[Flood Insurance]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=2031</guid>
		<description><![CDATA[National Flood Insurance Program Congress once again reauthorized a short-term extension for the National Flood Insurance Program to Sept. 30, 2010. The bill, HR 5569, makes the program retroactive to May 31, 2010, the date the program went on hiatus. For information on this and Tampa Bay Real Estate, contact Team Sumberg. info@TeamSumberg.com  866.323.3981]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Congress Delay on Flood Insurance Holding Up Real Estate Closings.</title>
		<link>http://teamsumberg.com/2010/06/29/congress-delay-on-flood-insurance-holding-up-real-estate-closings/</link>
		<comments>http://teamsumberg.com/2010/06/29/congress-delay-on-flood-insurance-holding-up-real-estate-closings/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 13:24:23 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Flood Insurance]]></category>
		<category><![CDATA[Florida Home Ownership]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=2027</guid>
		<description><![CDATA[The National Association of Realtors estimates that for each day Congress delays, 1,400 sales are tied up. In Florida, it’s affecting about 175 deals a day. The flood insurance program expired May 31. Since then, some lenders have been willing to accept binders, or promises, to write flood insurance policies as soon as Congress reauthorizes [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure rescue scam reports increase</title>
		<link>http://teamsumberg.com/2010/06/23/foreclosure-rescue-scam-reports-increase/</link>
		<comments>http://teamsumberg.com/2010/06/23/foreclosure-rescue-scam-reports-increase/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 14:15:18 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=2009</guid>
		<description><![CDATA[VIENNA, Va. – June 22, 2010 – The Financial Crimes Enforcement Network (FinCEN) released its first analysis of suspicious activity reports containing information about potential foreclosure rescue scams. The report, “Loan Modification and Foreclosure Rescue Scams – Evolving Trends and Patterns in Bank Secrecy Act Reporting,” analyzed more than 3,500 SARs filed from 2004 through [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Florida&#8217;s existing home, condo sales rise in May</title>
		<link>http://teamsumberg.com/2010/06/23/floridas-existing-home-condo-sales-rise-in-may/</link>
		<comments>http://teamsumberg.com/2010/06/23/floridas-existing-home-condo-sales-rise-in-may/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 13:08:54 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Real Estate Recovery]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Florida Home Ownership]]></category>
		<category><![CDATA[Home sales increased]]></category>
		<category><![CDATA[Real Estate Market Research]]></category>

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		<description><![CDATA[ORLANDO, Fla., June 22, 2010 – Sales of existing homes in Florida rose 18 percent in May, marking 21 months that sales activity has increased in the year-to-year comparison, according to the latest housing data released by Florida Realtors®. A total of 16,745 single-family existing homes sold statewide last month compared to 14,172 homes sold [...]]]></description>
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