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	<title>Tampa Bay Homes and Land &#187; Quit Renting Tampa Bay</title>
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	<description>Team Sumberg - Fusion of Good People, The Right Tools and Great Resources!</description>
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		<title>Florida is Offering Bridge Loans for Down Payment</title>
		<link>http://teamsumberg.com/2009/08/21/florida-is-offering-bridge-loans-for-down-payment/</link>
		<comments>http://teamsumberg.com/2009/08/21/florida-is-offering-bridge-loans-for-down-payment/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 14:07:13 +0000</pubDate>
		<dc:creator>Anita Estacion</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Downpayment Assistance]]></category>
		<category><![CDATA[Quit Renting Tampa Bay]]></category>
		<category><![CDATA[Tax Credit]]></category>
		<category><![CDATA[first time home buyers]]></category>
		<category><![CDATA[Florida Home Ownership]]></category>
		<category><![CDATA[Tampa]]></category>
		<category><![CDATA[Team Sumberg]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1725</guid>
		<description><![CDATA[Team Sumberg with Keller Williams Realty would like to share the long awaited guidelines for the bridge loans offered by the The City of Tampa and the State of Florida to help you become a homeowner. For a very short period, funds are available to help you take advantage of a special federal income tax refund [...]]]></description>
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		<title>Florida Has Approved Bridge Loans for $8000 Tax Credit</title>
		<link>http://teamsumberg.com/2009/06/19/florida-has-approved-bridge-loans-for-8000-fthb-tax-credit/</link>
		<comments>http://teamsumberg.com/2009/06/19/florida-has-approved-bridge-loans-for-8000-fthb-tax-credit/#comments</comments>
		<pubDate>Fri, 19 Jun 2009 12:34:20 +0000</pubDate>
		<dc:creator>Anita Estacion</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Downpayment Assistance]]></category>
		<category><![CDATA[Quit Renting Tampa Bay]]></category>
		<category><![CDATA[Tax Credit]]></category>
		<category><![CDATA[Team Sumberg]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1500</guid>
		<description><![CDATA["the State of Florida has approved funding for "bridge loans" for homebuyers that are eligible for the up to $8,000.00 tax credit.

]]></description>
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		<item>
		<title>$8000 Tax Credit for 1st Time Buyer &#8211; Facts</title>
		<link>http://teamsumberg.com/2009/05/25/tax-credit-facts/</link>
		<comments>http://teamsumberg.com/2009/05/25/tax-credit-facts/#comments</comments>
		<pubDate>Mon, 25 May 2009 16:19:31 +0000</pubDate>
		<dc:creator>Anita Estacion</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Quit Renting Tampa Bay]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Tax Credit]]></category>
		<category><![CDATA[Team Sumberg]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1368</guid>
		<description><![CDATA[Team Sumberg receives questions every day regarding this Tax Credit.  Here are answers to some of our most frequently asked questions.  Eight grand, new buyers: The tax credit is equivalent to 10 percent of the purchase price of the home&#8211;although it&#8217;s capped at $8,000&#8211;and applies only to first-time home buyers and principal residences. But unlike an [...]]]></description>
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		<title>Not for the faint of heart, Foreclosures are bringing new opportunities to the market.</title>
		<link>http://teamsumberg.com/2009/05/19/not-for-the-faint-of-heart/</link>
		<comments>http://teamsumberg.com/2009/05/19/not-for-the-faint-of-heart/#comments</comments>
		<pubDate>Tue, 19 May 2009 12:11:22 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Quit Renting Tampa Bay]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Florida Home Ownership]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1353</guid>
		<description><![CDATA[Tampa Bay&#8217;s value-conscious, first-time buyers have become key to the housing market&#8217;s recovery, and they are snapping up priced-right foreclosures despite the warts-and-all, sold-as-is condition of the properties. Half of the sales made in the year&#8217;s first quarter were to first-time buyers and almost half of all these sales were distressed properties, the National Association [...]]]></description>
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		<title>Are those tough mortgage restrictions going to ease?</title>
		<link>http://teamsumberg.com/2009/04/14/are-those-tough-mortgage-restrictions-going-to-ease/</link>
		<comments>http://teamsumberg.com/2009/04/14/are-those-tough-mortgage-restrictions-going-to-ease/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 20:09:31 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Quit Renting Tampa Bay]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1299</guid>
		<description><![CDATA[It&#8217;s too soon to say the financial industry has turned a corner and that tough loan restrictions will ease &#8211; but it sure looks that way at the moment. Goldman Sachs announced a surprising $1.66 billion profit in the first quarter of 2009, and it hopes to repay its federal loan sooner rather than later. [...]]]></description>
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		<title>How to take Advantage of the $8000 1st Time Home Buyer TAX CREDIT</title>
		<link>http://teamsumberg.com/2009/03/18/take-advantage-8000-tax-credit/</link>
		<comments>http://teamsumberg.com/2009/03/18/take-advantage-8000-tax-credit/#comments</comments>
		<pubDate>Wed, 18 Mar 2009 12:19:10 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Homes for sale]]></category>
		<category><![CDATA[Quit Renting Tampa Bay]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[New Laws for Homeowners]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1206</guid>
		<description><![CDATA[WASHINGTON – Feb. 17, 2009 – How does a first-time homebuyer take advantage of the $8,000 tax credit that President Obama is expected to sign into law tomorrow? It comes with a few rules. According to the most recent analysis, the following rules will apply – though things could change as tax professionals weigh the [...]]]></description>
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		<title>New Down Payment Assistance Grant!</title>
		<link>http://teamsumberg.com/2009/02/20/new-down-payment-assistance-grant/</link>
		<comments>http://teamsumberg.com/2009/02/20/new-down-payment-assistance-grant/#comments</comments>
		<pubDate>Fri, 20 Feb 2009 15:00:57 +0000</pubDate>
		<dc:creator>Anita Estacion</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Downpayment Assistance]]></category>
		<category><![CDATA[Quit Renting Tampa Bay]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1134</guid>
		<description><![CDATA[Team Sumberg with Keller Williams Realty is proud to announce that the Greater Tampa Area Realtors (GTAR) has developed a Homebuyer Grant Program! In tune with the community, Realtors know first-hand that homeownership is sometimes not within reach of many moderate income families. In response, Realtors Care Foundation of GTAR has developed a Home buyers [...]]]></description>
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