<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Tampa Bay Homes and Land &#187; Homeownership Affordability and Stability Plan</title>
	<atom:link href="http://teamsumberg.com/category/homeownership-affordability-and-stability-plan/feed/" rel="self" type="application/rss+xml" />
	<link>http://teamsumberg.com</link>
	<description>Team Sumberg - Fusion of Good People, The Right Tools and Great Resources!</description>
	<lastBuildDate>Tue, 31 Aug 2010 11:21:32 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0.1</generator>
		<item>
		<title>Foreclosure rescue scam reports increase</title>
		<link>http://teamsumberg.com/2010/06/23/foreclosure-rescue-scam-reports-increase/</link>
		<comments>http://teamsumberg.com/2010/06/23/foreclosure-rescue-scam-reports-increase/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 14:15:18 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=2009</guid>
		<description><![CDATA[VIENNA, Va. – June 22, 2010 – The Financial Crimes Enforcement Network (FinCEN) released its first analysis of suspicious activity reports containing information about potential foreclosure rescue scams. The report, “Loan Modification and Foreclosure Rescue Scams – Evolving Trends and Patterns in Bank Secrecy Act Reporting,” analyzed more than 3,500 SARs filed from 2004 through [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2010/06/23/foreclosure-rescue-scam-reports-increase/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Refinance Program Extended One Year</title>
		<link>http://teamsumberg.com/2010/03/02/federal-refinance-program-extended-one-year/</link>
		<comments>http://teamsumberg.com/2010/03/02/federal-refinance-program-extended-one-year/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 14:29:39 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1898</guid>
		<description><![CDATA[  FEDERAL HOUSING FINANCE AGENCY NEWS RELEASE   FHFA Extends Refinance Program By One Year   Washington, DC &#8212; Federal Housing Finance Agency Acting Director Ed DeMarco today announced the extension of the Home Affordable Refinance Program, (HARP), a refinancing program administered by Fannie Mae and Freddie Mac, to June 30, 2011.  The program is [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2010/03/02/federal-refinance-program-extended-one-year/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordability Refinance Program to Allow 125 Percent Loan to Value</title>
		<link>http://teamsumberg.com/2009/07/01/125-percent-loan-to-value/</link>
		<comments>http://teamsumberg.com/2009/07/01/125-percent-loan-to-value/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 18:30:21 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1599</guid>
		<description><![CDATA[FHFA AUTHORIZES FANNIE MAE AND FREDDIE MAC TO EXPAND HOME AFFORDABLE REFINANCE PROGRAM TO 125 PERCENT LOAN-TO-VALUE Washington, DC - The Federal Housing Finance Agency has authorized Fannie Mae and Freddie Mac to expand the Home Affordable Refinance Program (HARP) to homeowners who are current on their mortgage payments from the present loan-to-value ratio ceiling [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/07/01/125-percent-loan-to-value/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Helpful Government Websites for Foreclosure Help</title>
		<link>http://teamsumberg.com/2009/05/29/helpful-government-websites-for-foreclosure-help/</link>
		<comments>http://teamsumberg.com/2009/05/29/helpful-government-websites-for-foreclosure-help/#comments</comments>
		<pubDate>Fri, 29 May 2009 13:03:14 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1390</guid>
		<description><![CDATA[Team Sumberg has clients, customers, friends and in some cases family who are struggling to keep their homes.  It seems that every day we hear a new program announced by the government or a change to an existing program.  With a growing number of government websites it&#8217;s difficult to know where to go for information [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/05/29/helpful-government-websites-for-foreclosure-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Adjustment to Loan Modification Goals.</title>
		<link>http://teamsumberg.com/2009/04/29/adjustment-to-loan-modification-goals/</link>
		<comments>http://teamsumberg.com/2009/04/29/adjustment-to-loan-modification-goals/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 14:59:09 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1324</guid>
		<description><![CDATA[FHFA Sends GSE Housing Goals to Federal Register Proposed Rule Adjusts Certain Goals for Market Conditions; Provides Credit for Loan Modifications     WASHINGTON-The Federal Housing Finance Agency (FHFA) yesterday sent a proposed rule establishing 2009 housing goals for Fannie Mae and Freddie Mac to the Federal Register for publication. Loan modifications undertaken by the [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/04/29/adjustment-to-loan-modification-goals/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Does Freddie Mac own your mortgage</title>
		<link>http://teamsumberg.com/2009/03/23/does-freddie-mac-own-your-mortgage/</link>
		<comments>http://teamsumberg.com/2009/03/23/does-freddie-mac-own-your-mortgage/#comments</comments>
		<pubDate>Mon, 23 Mar 2009 13:21:18 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1223</guid>
		<description><![CDATA[If you are considering some of the Government programs available to help you avoid foreclosure, you will need to know who own&#8217;s your mortgage. Here is a link from Freddie Mac where you can find out if they do. https://ww3.freddiemac.com/corporate/ Contact Team Sumberg for Tampa Bay Real Estate. info@TeamSumberg.com]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/03/23/does-freddie-mac-own-your-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Special Help for Military Families Forced to Sell at Loss</title>
		<link>http://teamsumberg.com/2009/03/23/special-help-for-military-families-forced-to-sell-at-loss/</link>
		<comments>http://teamsumberg.com/2009/03/23/special-help-for-military-families-forced-to-sell-at-loss/#comments</comments>
		<pubDate>Mon, 23 Mar 2009 10:03:44 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Selling your property]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Home values]]></category>
		<category><![CDATA[New Laws for Homeowners]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1220</guid>
		<description><![CDATA[Military families are often required to relocate to a new assignment. As housing prices have fallen, many military families have been forced to either sell at a tremendous loss, attempt to rent their home, split up their family, or face foreclosure. The recent American Recovery and Reinvestment Act (ARRA) included a provision to help these [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/03/23/special-help-for-military-families-forced-to-sell-at-loss/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 steps to negotiating an affordable loan modification</title>
		<link>http://teamsumberg.com/2009/03/18/10-steps-to-negotiating-an-affordable-loan-modification/</link>
		<comments>http://teamsumberg.com/2009/03/18/10-steps-to-negotiating-an-affordable-loan-modification/#comments</comments>
		<pubDate>Wed, 18 Mar 2009 16:01:48 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1201</guid>
		<description><![CDATA[Feb. 12, 2009 – A list of the top 10 steps homeowners can take to negotiate an affordable loan modification. The following steps apply to homeowners working directly with a lender, as well as to those teaming up with an attorney or alternative third-party representative. 1. Come clean. It can be tempting to bend the truth [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/03/18/10-steps-to-negotiating-an-affordable-loan-modification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reducing Preventable Foreclosures &#8211; MAKING HOME AFFORDABLE PROGRAM</title>
		<link>http://teamsumberg.com/2009/03/04/reducing-foreclosures-making-home-affordable-program/</link>
		<comments>http://teamsumberg.com/2009/03/04/reducing-foreclosures-making-home-affordable-program/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 15:27:16 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Loan Modification Program]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Team Sumberg]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1151</guid>
		<description><![CDATA[FHFA DIRECTOR JAMES B. LOCKHART STATEMENT ON &#8220;MAKING HOME AFFORDABLE&#8221; PROGRAM &#8220;FHFA was pleased to work with the White House, the Treasury Department, the Department of Housing and Urban Development, other regulators, and Fannie Mae and Freddie Mac in the development of the ‘Making Home Affordable’ loan modification program that Treasury announced today. This program [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/03/04/reducing-foreclosures-making-home-affordable-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
