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	<title>Tampa Bay Homes and Land &#187; Foreclosure</title>
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	<description>Team Sumberg - Fusion of Good People, The Right Tools and Great Resources!</description>
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		<title>Foreclosure rescue scam reports increase</title>
		<link>http://teamsumberg.com/2010/06/23/foreclosure-rescue-scam-reports-increase/</link>
		<comments>http://teamsumberg.com/2010/06/23/foreclosure-rescue-scam-reports-increase/#comments</comments>
		<pubDate>Wed, 23 Jun 2010 14:15:18 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>

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		<description><![CDATA[VIENNA, Va. – June 22, 2010 – The Financial Crimes Enforcement Network (FinCEN) released its first analysis of suspicious activity reports containing information about potential foreclosure rescue scams. The report, “Loan Modification and Foreclosure Rescue Scams – Evolving Trends and Patterns in Bank Secrecy Act Reporting,” analyzed more than 3,500 SARs filed from 2004 through [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>National Association of Realtors Articles and Resources</title>
		<link>http://teamsumberg.com/2010/06/22/national-association-of-realtors-articles-and-resources/</link>
		<comments>http://teamsumberg.com/2010/06/22/national-association-of-realtors-articles-and-resources/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 11:47:14 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Tips and Tricks]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1998</guid>
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		<slash:comments>0</slash:comments>
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		<title>Homeowners at risk of Foreclosure are Targets of Scammers</title>
		<link>http://teamsumberg.com/2010/03/02/homeowners-at-risk-of-foreclosure-are-targets-of-scammers/</link>
		<comments>http://teamsumberg.com/2010/03/02/homeowners-at-risk-of-foreclosure-are-targets-of-scammers/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 15:33:01 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1901</guid>
		<description><![CDATA[HUD coalition launches online scam reporting tool WASHINGTON &#8211; March 1, 2010 &#8211; The U.S. Department of Housing and Urban Development, in partnership with the Loan Modification Scam Prevention Network, today announced the launch of PreventLoanScams.org. &#8221; Homeowners at risk of foreclosure can be easy prey for home loan modification scammers,&#8221; said John Trasviña, HUD [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Federal Refinance Program Extended One Year</title>
		<link>http://teamsumberg.com/2010/03/02/federal-refinance-program-extended-one-year/</link>
		<comments>http://teamsumberg.com/2010/03/02/federal-refinance-program-extended-one-year/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 14:29:39 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1898</guid>
		<description><![CDATA[  FEDERAL HOUSING FINANCE AGENCY NEWS RELEASE   FHFA Extends Refinance Program By One Year   Washington, DC &#8212; Federal Housing Finance Agency Acting Director Ed DeMarco today announced the extension of the Home Affordable Refinance Program, (HARP), a refinancing program administered by Fannie Mae and Freddie Mac, to June 30, 2011.  The program is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New rules and program to Fast Track SHORT SALES.</title>
		<link>http://teamsumberg.com/2010/02/24/new-rules-and-program-to-fast-track-short-sales/</link>
		<comments>http://teamsumberg.com/2010/02/24/new-rules-and-program-to-fast-track-short-sales/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 16:00:42 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1895</guid>
		<description><![CDATA[In early 2009, the National Association of REALTORS® (NAR) urged the U.S. Treasury Department, the Federal Housing Finance Agency, Fannie Mae and Freddie Mac to improve the short sales process. NAR&#8217;s concerns were first addressed on May 14, 2009, when the Obama Administration announced the outline of a program to provide incentives and uniform procedures [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cease Foreclosures, move home loans in 60 days</title>
		<link>http://teamsumberg.com/2009/08/25/cease-foreclosures-move-home-loans-in-60-days/</link>
		<comments>http://teamsumberg.com/2009/08/25/cease-foreclosures-move-home-loans-in-60-days/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 14:39:56 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Tampa Foreclosures]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1735</guid>
		<description><![CDATA[State: Taylor, Bean, Whitaker must cease foreclosures, move home loans in 60 days TALLAHASSEE, Fla. – Aug. 24, 2009 – Florida’s Office of Financial Regulation took more action Friday against Ocala-based Taylor, Bean &#38; Whitaker Mortgage Corp., ordering the company to cease foreclosures, late charges and adverse reports to credit bureaus about customers. It is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Facing the Foreclosure Crisis</title>
		<link>http://teamsumberg.com/2009/08/21/facing-the-foreclosure-crisis/</link>
		<comments>http://teamsumberg.com/2009/08/21/facing-the-foreclosure-crisis/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 13:49:55 +0000</pubDate>
		<dc:creator>Anita Estacion</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Affordable and workforce housing in Tampa]]></category>
		<category><![CDATA[Florida Home Ownership]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Tampa Foreclosures]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1721</guid>
		<description><![CDATA[    Team Sumberg with Keller Williams Realty would like to announce the following broadcast event to the general public in the Tampa Bay area. Walter Walker, author and Director of Education and Counseling at Housing and Education Alliance, Inc. will be appearing on WEDUs Facing the Forclosure Crisis live on tomorrow night and the show [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordability Refinance Program to Allow 125 Percent Loan to Value</title>
		<link>http://teamsumberg.com/2009/07/01/125-percent-loan-to-value/</link>
		<comments>http://teamsumberg.com/2009/07/01/125-percent-loan-to-value/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 18:30:21 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1599</guid>
		<description><![CDATA[FHFA AUTHORIZES FANNIE MAE AND FREDDIE MAC TO EXPAND HOME AFFORDABLE REFINANCE PROGRAM TO 125 PERCENT LOAN-TO-VALUE Washington, DC - The Federal Housing Finance Agency has authorized Fannie Mae and Freddie Mac to expand the Home Affordable Refinance Program (HARP) to homeowners who are current on their mortgage payments from the present loan-to-value ratio ceiling [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/07/01/125-percent-loan-to-value/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Florida Laws protect Homeowners from Fraudulent Foreclosure Rescue.</title>
		<link>http://teamsumberg.com/2009/06/13/florida-laws-protect-homeowners-from-fraudulent-foreclosure-rescue/</link>
		<comments>http://teamsumberg.com/2009/06/13/florida-laws-protect-homeowners-from-fraudulent-foreclosure-rescue/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 11:34:58 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Selling your property]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Florida Home Ownership]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[foreclosure prevention]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1430</guid>
		<description><![CDATA[ If you are a Florida Homeowner in default on your mortgage, PLEASE read through this and know you have 3 days to cancel your agreement for &#8220;Foreclosure-Related Rescue Services&#8221;.  Florida has specific language which must be included in any agreement you sign.  Be careful,     Title XXXIII REGULATION OF TRADE, COMMERCE, INVESTMENTS, AND SOLICITATIONS [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Helpful Government Websites for Foreclosure Help</title>
		<link>http://teamsumberg.com/2009/05/29/helpful-government-websites-for-foreclosure-help/</link>
		<comments>http://teamsumberg.com/2009/05/29/helpful-government-websites-for-foreclosure-help/#comments</comments>
		<pubDate>Fri, 29 May 2009 13:03:14 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1390</guid>
		<description><![CDATA[Team Sumberg has clients, customers, friends and in some cases family who are struggling to keep their homes.  It seems that every day we hear a new program announced by the government or a change to an existing program.  With a growing number of government websites it&#8217;s difficult to know where to go for information [...]]]></description>
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