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	<title>Tampa Bay Homes and Land &#187; bailout</title>
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	<link>http://teamsumberg.com</link>
	<description>Team Sumberg - Fusion of Good People, The Right Tools and Great Resources!</description>
	<lastBuildDate>Tue, 31 Aug 2010 11:21:32 +0000</lastBuildDate>
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		<title>Florida&#8217;s Affordable Housing Trust Fund May be Raided again.</title>
		<link>http://teamsumberg.com/2010/03/31/floridas-affordable-housing-trust-fund-may-be-raided-again/</link>
		<comments>http://teamsumberg.com/2010/03/31/floridas-affordable-housing-trust-fund-may-be-raided-again/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 20:06:46 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[bailout]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1948</guid>
		<description><![CDATA[Legislators propose raiding state trust funds to balance budget TALLAHASSEE, Fla. – March 31, 2010 – Facing a budget shortfall, Florida’s legislators are proposing raiding a controversial source of cash: trust funds, the accounts used to pay for everything from road building to health care to patching leaky gas pipelines. The funds typically earmark money [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Homeowners at risk of Foreclosure are Targets of Scammers</title>
		<link>http://teamsumberg.com/2010/03/02/homeowners-at-risk-of-foreclosure-are-targets-of-scammers/</link>
		<comments>http://teamsumberg.com/2010/03/02/homeowners-at-risk-of-foreclosure-are-targets-of-scammers/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 15:33:01 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1901</guid>
		<description><![CDATA[HUD coalition launches online scam reporting tool WASHINGTON &#8211; March 1, 2010 &#8211; The U.S. Department of Housing and Urban Development, in partnership with the Loan Modification Scam Prevention Network, today announced the launch of PreventLoanScams.org. &#8221; Homeowners at risk of foreclosure can be easy prey for home loan modification scammers,&#8221; said John Trasviña, HUD [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Building a case for Principal Reduction by Lenders for Homowners</title>
		<link>http://teamsumberg.com/2010/02/16/building-a-case-for-principal-reduction-by-lenders-for-homowners/</link>
		<comments>http://teamsumberg.com/2010/02/16/building-a-case-for-principal-reduction-by-lenders-for-homowners/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 19:56:47 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Add new tag]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate Recovery]]></category>
		<category><![CDATA[Tampa Foreclosures]]></category>
		<category><![CDATA[Team Sumberg]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1886</guid>
		<description><![CDATA[“Defaults, foreclosures plummet in January. Analysts discern signs of stability.” So read the headline of my local paper. Signs of Stability? Really? Now what might those be? I saw the Virgin Mary on a piece of toast once so I know we tend to see what we want to see but my tea leaves aren’t [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2010/02/16/building-a-case-for-principal-reduction-by-lenders-for-homowners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>2 more companies join the Government to purchase Toxic Assets.</title>
		<link>http://teamsumberg.com/2009/11/05/2-more-companies-join-the-government-to-purchase-toxic-assets/</link>
		<comments>http://teamsumberg.com/2009/11/05/2-more-companies-join-the-government-to-purchase-toxic-assets/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 14:33:54 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Property Ownership and Government]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Real Estate Recovery]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1826</guid>
		<description><![CDATA[WASHINGTON &#8211; Nov. 4, 2009 &#8211; Two more large investment companies have together raised enough money to join with the government in buying toxic assets held by banks so they can resume more normal lending to support an economic recovery. The Treasury Department said Tuesday that New York-based Angelo, Gordon &#38; Co. LP and Norwalk, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Countrywide to start making payments to it&#8217;s Florida customers.</title>
		<link>http://teamsumberg.com/2009/08/07/countrywide-to-start-making-payments-to-its-florida-customers/</link>
		<comments>http://teamsumberg.com/2009/08/07/countrywide-to-start-making-payments-to-its-florida-customers/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 20:25:05 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1710</guid>
		<description><![CDATA[Countrywide Financial to begin making settlement payments TALLAHASSEE, Fla. – Aug. 7, 2009 – Countrywide Financial, now owned by Bank of America, will soon begin making cash payments of at least $3,000 to each of its Florida customers who have experienced a foreclosure or fallen behind on mortgage payments within four months of getting their [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Home Affordability Refinance Program to Allow 125 Percent Loan to Value</title>
		<link>http://teamsumberg.com/2009/07/01/125-percent-loan-to-value/</link>
		<comments>http://teamsumberg.com/2009/07/01/125-percent-loan-to-value/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 18:30:21 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1599</guid>
		<description><![CDATA[FHFA AUTHORIZES FANNIE MAE AND FREDDIE MAC TO EXPAND HOME AFFORDABLE REFINANCE PROGRAM TO 125 PERCENT LOAN-TO-VALUE Washington, DC - The Federal Housing Finance Agency has authorized Fannie Mae and Freddie Mac to expand the Home Affordable Refinance Program (HARP) to homeowners who are current on their mortgage payments from the present loan-to-value ratio ceiling [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/07/01/125-percent-loan-to-value/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Helpful Government Websites for Foreclosure Help</title>
		<link>http://teamsumberg.com/2009/05/29/helpful-government-websites-for-foreclosure-help/</link>
		<comments>http://teamsumberg.com/2009/05/29/helpful-government-websites-for-foreclosure-help/#comments</comments>
		<pubDate>Fri, 29 May 2009 13:03:14 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1390</guid>
		<description><![CDATA[Team Sumberg has clients, customers, friends and in some cases family who are struggling to keep their homes.  It seems that every day we hear a new program announced by the government or a change to an existing program.  With a growing number of government websites it&#8217;s difficult to know where to go for information [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Adjustment to Loan Modification Goals.</title>
		<link>http://teamsumberg.com/2009/04/29/adjustment-to-loan-modification-goals/</link>
		<comments>http://teamsumberg.com/2009/04/29/adjustment-to-loan-modification-goals/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 14:59:09 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHFA]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1324</guid>
		<description><![CDATA[FHFA Sends GSE Housing Goals to Federal Register Proposed Rule Adjusts Certain Goals for Market Conditions; Provides Credit for Loan Modifications     WASHINGTON-The Federal Housing Finance Agency (FHFA) yesterday sent a proposed rule establishing 2009 housing goals for Fannie Mae and Freddie Mac to the Federal Register for publication. Loan modifications undertaken by the [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>HOME LOAN MODIFICATIONS INCREASING</title>
		<link>http://teamsumberg.com/2009/04/16/home-loan-modifications-increasing/</link>
		<comments>http://teamsumberg.com/2009/04/16/home-loan-modifications-increasing/#comments</comments>
		<pubDate>Thu, 16 Apr 2009 13:58:58 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Homeowner Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Loan Modification Program]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1301</guid>
		<description><![CDATA[FANNIE MAE AND FREDDIE MAC HELPING MORE HOMEOWNERS; LOAN MODIFICATIONS INCREASING Washington, DC &#8211; Fannie Mae and Freddie Mac modified nearly 24,000 loans during the fourth quarter of 2008, an increase of 76 percent over the third quarter. The modifications, along with the suspension of foreclosures that began November 26, reduced the number of foreclosures [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/04/16/home-loan-modifications-increasing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does Freddie Mac own your mortgage</title>
		<link>http://teamsumberg.com/2009/03/23/does-freddie-mac-own-your-mortgage/</link>
		<comments>http://teamsumberg.com/2009/03/23/does-freddie-mac-own-your-mortgage/#comments</comments>
		<pubDate>Mon, 23 Mar 2009 13:21:18 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Homeownership Affordability and Stability Plan]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[Loan Modification Program]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1223</guid>
		<description><![CDATA[If you are considering some of the Government programs available to help you avoid foreclosure, you will need to know who own&#8217;s your mortgage. Here is a link from Freddie Mac where you can find out if they do. https://ww3.freddiemac.com/corporate/ Contact Team Sumberg for Tampa Bay Real Estate. info@TeamSumberg.com]]></description>
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