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	<title>Tampa Bay Homes and Land &#187; 1st Time Home Buyers</title>
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	<link>http://teamsumberg.com</link>
	<description>Team Sumberg - Fusion of Good People, The Right Tools and Great Resources!</description>
	<lastBuildDate>Tue, 31 Aug 2010 11:21:32 +0000</lastBuildDate>
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		<title>Homebuyer Tax Credit extension passed</title>
		<link>http://teamsumberg.com/2010/07/01/homebuyer-tax-credit-extension-passed/</link>
		<comments>http://teamsumberg.com/2010/07/01/homebuyer-tax-credit-extension-passed/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 12:06:34 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=2033</guid>
		<description><![CDATA[The Senate passed HR 5623, which extends the mandatory closing date to qualify for the homebuyer tax credit. The contract deadline does not change &#8211; homebuyers must have a contract signed by April 30, 2010 (an exception for active duty military) &#8211; but the previous closing deadline of June 30, 2010, has been extended to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>National Association of Realtors Articles and Resources</title>
		<link>http://teamsumberg.com/2010/06/22/national-association-of-realtors-articles-and-resources/</link>
		<comments>http://teamsumberg.com/2010/06/22/national-association-of-realtors-articles-and-resources/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 11:47:14 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Tips and Tricks]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1998</guid>
		<description><![CDATA[]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Florida&#8217;s Affordable Housing Trust Fund May be Raided again.</title>
		<link>http://teamsumberg.com/2010/03/31/floridas-affordable-housing-trust-fund-may-be-raided-again/</link>
		<comments>http://teamsumberg.com/2010/03/31/floridas-affordable-housing-trust-fund-may-be-raided-again/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 20:06:46 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Home ownership and government]]></category>
		<category><![CDATA[bailout]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1948</guid>
		<description><![CDATA[Legislators propose raiding state trust funds to balance budget TALLAHASSEE, Fla. – March 31, 2010 – Facing a budget shortfall, Florida’s legislators are proposing raiding a controversial source of cash: trust funds, the accounts used to pay for everything from road building to health care to patching leaky gas pipelines. The funds typically earmark money [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2010/03/31/floridas-affordable-housing-trust-fund-may-be-raided-again/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Another TEAM SUMBERG Happy Customer</title>
		<link>http://teamsumberg.com/2010/01/23/another-team-sumberg-happy-customer/</link>
		<comments>http://teamsumberg.com/2010/01/23/another-team-sumberg-happy-customer/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 13:32:35 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Customer Feedback]]></category>
		<category><![CDATA[Selling your property]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Team Sumberg]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1867</guid>
		<description><![CDATA[We want to thank our customers.  We&#8217;ve been very fortunate to have great customers.   With each real estate transaction comes the opportunity for a rewarding friendship.  Driving around town, seeing this home or that property with which we helped the sellers or buyers is like seeing old friends and family.  It always yields a warm feeling of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>November Real Estate News</title>
		<link>http://teamsumberg.com/2009/11/16/november-real-estate-news/</link>
		<comments>http://teamsumberg.com/2009/11/16/november-real-estate-news/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 13:53:14 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Tax Credit]]></category>
		<category><![CDATA[Tips and Tricks]]></category>
		<category><![CDATA[Team Sumberg]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1843</guid>
		<description><![CDATA[    This Month in Real Estate November 2009 Commentary   Budding signs of recovery continued last month. The encouraging news arrived in a number of closely followed economic indicators. On Thursday, October 29, the U.S. Commerce Department stated the country&#8217;s recession has officially ended, at least as leading data indicates. U.S. GDP expanded 3.5 percent in the third [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>1 in 20 Americans Plan to Buy a Home Within the next 12 Months</title>
		<link>http://teamsumberg.com/2009/11/12/1-in-20-americans-plan-to-buy-a-home-within-the-next-12-months/</link>
		<comments>http://teamsumberg.com/2009/11/12/1-in-20-americans-plan-to-buy-a-home-within-the-next-12-months/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 15:45:00 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Buying a Home]]></category>
		<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[Selling your property]]></category>
		<category><![CDATA[Tax Credit]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Team Sumberg]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1835</guid>
		<description><![CDATA[One in 20 Americans say they plan to buy a home within the next year, and they&#8217;re most likely to be 34 years old or younger and living in the South or West, according to a survey released Wednesday. Roughly a quarter of potential buyers said the No. 1 reason they would buy now is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FAQs on Changes to the HOMEBUYER TAX CREDIT</title>
		<link>http://teamsumberg.com/2009/11/06/faqs-on-changes-to-the-homebuyer-tax-credit/</link>
		<comments>http://teamsumberg.com/2009/11/06/faqs-on-changes-to-the-homebuyer-tax-credit/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 12:58:52 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Homebuyer Tax Credit]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1829</guid>
		<description><![CDATA[Here are some of the most frequently asked questions on the changes to the Homebuyer Tax Credit Question: Existing homeowner credit: Must the new house cost more than the old house? Answer: No. Thus, for example, individuals who move from a high cost area to a lower cost area who meet all eligibility requirements will [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/11/06/faqs-on-changes-to-the-homebuyer-tax-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Choose your lender carefully.</title>
		<link>http://teamsumberg.com/2009/11/05/choose-your-lender-carefully/</link>
		<comments>http://teamsumberg.com/2009/11/05/choose-your-lender-carefully/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 10:30:34 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Home Mortgages]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1823</guid>
		<description><![CDATA[More than 100 arrested for mortgage fraud TAMPA, Fla. (AP) &#8211; Nov. 4, 2009 &#8211; A federal prosecutor says a crackdown on organized mortgage fraud this year has yielded 105 arrests from Jacksonville to Fort Myers. A. Brian Albritton, the U.S. attorney for Florida&#8217;s middle district, announced the results of the nine-month investigation at news [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/11/05/choose-your-lender-carefully/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Extend the $8000 Homebuyer Tax Credit?</title>
		<link>http://teamsumberg.com/2009/10/09/extend-the-8000-homebuyer-tax-credit/</link>
		<comments>http://teamsumberg.com/2009/10/09/extend-the-8000-homebuyer-tax-credit/#comments</comments>
		<pubDate>Fri, 09 Oct 2009 14:03:56 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Tampa Bay Real Estate Market]]></category>
		<category><![CDATA[Home values]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1804</guid>
		<description><![CDATA[Homebuyer tax credit best tool for sustaining housing recovery WASHINGTON &#8211; Oct. 8, 2009 &#8211; The best tool for sustaining the still-fragile housing market is the $8,000 homebuyer tax credit, and it&#8217;s essential that Congress extend the credit into 2010, the National Association of Realtors® (NAR) testified at a hearing of the U.S. House Small [...]]]></description>
		<wfw:commentRss>http://teamsumberg.com/2009/10/09/extend-the-8000-homebuyer-tax-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>1.4 Million Taxpayers have filed for the $8000 Tax Credit.</title>
		<link>http://teamsumberg.com/2009/09/24/14-million-taxpayers-have-filed-for-the-8000-tax-credit/</link>
		<comments>http://teamsumberg.com/2009/09/24/14-million-taxpayers-have-filed-for-the-8000-tax-credit/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 15:50:13 +0000</pubDate>
		<dc:creator>Paul J. Sumberg, Sr.</dc:creator>
				<category><![CDATA[1st Time Home Buyers]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://teamsumberg.com/?p=1787</guid>
		<description><![CDATA[The IRS has released IR-2009-083 reporting that about 1.4 million taxpayers have filed (or amended) their 2008 income tax returns claiming the $8000 first-time homebuyer tax credit. This is roughly consistent with NAR&#8217;s projections that about 1.8 million taxpayers will claim the credit. NAR also estimates that at least 355,000 of eligible sales would not [...]]]></description>
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