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Hillsborough County Storm Surge Zone Map

 Click on the image to view it in a separate screen.  Then click on that image to enlarge it.

Disaster Preparedness Checklist

To view or print this Federal Emergency Preparedness Checklist, click the link below.  It will load an Adobe Acrobat PDF file.
 
Emergency Preparedness Checklist
 
Hurricane season is upon us.  Team Sumberg urges you to please take the time to make or revise your hurricane plan.  We have been relatively fortunate here in the Tampa Bay area for [...]

Is It Possible The Recession Is Nearly Over?

Forecasters Say Recession Nearing End
More than 90 percent of economists think the recession is nearing its end, but they don’t expect the economy to soar anytime soon.
Nearly 75 percent of economists, surveyed by the National Association for Business Economics, say that the recession will end in the third quarter. Another 19 percent think the [...]

Helpful Government Websites for Foreclosure Help

Team Sumberg has clients, customers, friends and in some cases family who are struggling to keep their homes.  It seems that every day we hear a new program announced by the government or a change to an existing program. 
With a growing number of government websites it’s difficult to know where to go for information or [...]

Governor signs $8K homebuyer credit into law

Beginning July 1, 2009 First-Time Homebuyers that qualify for the $8000 tax credit will be able to apply for down payment assistance before closing on their home.

Should You, Could You Refinance Your Home?

Many homeowners are anxious to refinance with interest rates being near 50 year lows.  Unfortunately, you may have one or more circumstances that could prevent you from doing so.  These are some of the most common problems:
 
Negative Equity.
If you bought your home a few years ago and little or no money down, chances are your loan is now [...]

Home Affordability Hits 18-Year High

Housing affordability is reaching record levels with nearly 73 percent of all homes sold in the first three months of 2009 considered affordable.
That’s the highest percentage ever reported by the 18-year-old, quarterly Housing Opportunity Index, compiled by the National Association of Home Builders and Wells Fargo Bank.
To be considered affordable, a family making the national [...]

Homebuyer Tax Credit Loan Update - Still on Track

HUD: Homebuyer Tax Credit Loans Still on Track
News reports that the federal government is backing away from its plan to permit eligible borrowers to monetize the first-time homebuyer tax credit are off the mark, a spokesperson for the U.S. Department of Housing and Urban Development says.
“The technical details are still being finalized and will [...]

$8000 Tax Credit for 1st Time Buyer - Facts

Team Sumberg receives questions every day regarding this Tax Credit.  Here are answers to some of our most frequently asked questions. 
Eight grand, new buyers: The tax credit is equivalent to 10 percent of the purchase price of the home–although it’s capped at $8,000–and applies only to first-time home buyers and principal residences. But unlike an earlier [...]

8000 Tax Credit - File now, later, or ammend.

This was published just before the April 15th tax deadline.  It still has valid points and will help some 1st Time Home Buyers better understand some filing options.
WASHINGTON - As part of the Treasury Department’s consumer outreach effort the Internal Revenue Service began a concerted effort to educate taxpayers about additional options at their disposal to [...]